Work with an aviation experienced insurance agent
First and foremost, you should gain the assistance of an insurance agent that is experienced
with both, helping the aviation community and working with aviation-friendly insurance
companies. An agent that understands the type of flying and the aircraft you fly in is more apt to
provide you with an accurate quote he can deliver on than your typical agent that is
inexperienced with aviation. It is particularly important to work with an aviation experienced life
insurance agent to ensure that your application will be completed correctly and precisely for the
best aviation underwriting results. This specialized agent will gather a more complete picture of
your aviation experience and will work with selected underwriters to get you the best rate. Beware
the agent that cannot get beyond the fact that you are a pilot.
Life insurance applications do not ask you if you ride motorcycles or snow ski on double black
diamond runs, but they do ask if you are a pilot. Unfortunately, if you mark 'YES' to that question
most insurance companies will not offer you a preferred rate. An agent devoted to the aviation
community can assist you with your application and make a real difference in the premium you pay.
What All Pilots Should Know When Applying For Life Insurance
1. Work with an aviation experienced insurance agent
2. Know the aviation guidelines before submitting an application
3. Complete the insurance aviation supplement form correctly
All-Around Tips When Applying For Life Insurance
1. How to have a better medial exam
2. Disclose your complete medical history to the insurance company
3. The low-down on smoking rates
4. The more you weigh, the more you pay
5. Conclusion
download entire article here
|