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How to have a better medial exam
Here are some good measures to take before your next insurance medical exam:
Certain health conditions simply cannot be masked, but to obtain the best possible results, here are some recommendations.
- Get a good night's rest the night before your exam.
- Don't drink for at least eight hours before the exam.
- Don't smoke or chew tobacco for at least one hour before the exam.
- Avoid coffee, tea, or other caffeinated drinks like cola for at least one hour prior to the exam.
- Limit salt intake and high-cholesterol food 24 hours before your exam.
- Don't engage in strenuous physical activities 24 hours before the exam.
Source: Exam & Profile Services, Beaver Dam, Wis.
As you may or may not know,
insurance companies generally
require a medical exam on any
policy face amounts of $100,000
or greater. Most exams consist of
a blood draw, urine specimen, and
a series of medical history questions.
An EKG could also be required on
larger policies or if you are applying
at an older age.
The exam should be paid for by the
insurance company and most will
send a nurse out to your home or
office to complete the exam.
What All Pilots Should Know When Applying For Life Insurance
1. Work with an aviation experienced insurance agent
2. Know the aviation guidelines before submitting an application
3. Complete the insurance aviation supplement form correctly
All-Around Tips When Applying For Life Insurance
1. How to have a better medial exam
2. Disclose your complete medical history to the insurance company
3. The low-down on smoking rates
4. The more you weigh, the more you pay
5. Conclusion
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