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A Long Term Care Reimbursement Account
The Reimbursement Account is what you can spend on your Long Term Care however you choose when you are determined eligible by a doctor of your choice. The only limitation is that you have to remain under the Monthly Maximum Benefit Amount which is known to you when you buy the policy.
Long Term Care Benefits
|LTC Benefits First Year||Please Fill Out Form|
|LTC Benefits at Age 80||Please Fill Out Form|
A Life Insurance Benefit
Should you die suddenly before needing any LTC benefits the policy has a life insurance benefit that is paid directly to your designated beneficiary income tax free.
Life Insurance Benefit
|Death Benefit First Year||Please Fill Out Form|
|Death Benefit at Age 80||Please Fill Out Form|
A Cash Surrender Value
You can cancel the policy for any reason and a 100% Return of Premium is guaranteed anytime after the 5th year. The amount returned is subject to the following schedule: Year 1: 80%, Year 2: 84%, Year 3: 88%, Year 4: 92%, Year 5: 96% and Year 6: 100%.
|Please Fill Out Form||Please Fill Out Form|